Baccarat (pronounced “bah-kur-rah”) is often viewed as a niche game reserved for the wealthiest high-stakes gamblers, but you don’t need to cross any velvet ropes when you play online. Simple rules, accessible betting limits and a low house edge make this centuries-old card game one of the best-value options for players at our top-rated casino sites.

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Top-rated real money baccarat casino sites

You’ll find real money baccarat games at each of our recommended online casinos. The variety of titles will vary from venue to venue, with some sites offering live dealer baccarat as well as digital versions. Players who are new to baccarat can try it out in demo mode for free to get the hang of the game.

New customers can take advantage of welcome bonuses when registering for an online betting account, with some sweet extras like free spins and matched deposits if you head to sites like those recommended in our casino table above. Welcome offers are a great way to boost your bankroll, but keep in mind baccarat will often not contribute to your wagering requirements, so do your research before using your bonus amount on a table game.

You can expect to find such variations online as Classic Baccarat, Punto Banco, High Limit Baccarat, Baccarat Pro Series, VIP Baccarat and more. Mucho Vegas Casino, for instance, boasts a brilliant selection of live dealer games, high stakes betting and mobile baccarat for smartphone and tablet.

All of the real money casino sites listed in the table above (geo-targeted to your location to only display online casinos legally accepting players from your country) are fully licensed and regulated in respected offshore jurisdictions such as the United Kingdom, Gibraltar, Malta and Curacao. These operators meet the highest industry standards for player security and game quality, with accreditation from independent eGaming authorities like eCOGRA (eCommerce Online Gaming Regulation and Assurance).

Click on any of the links to redeem exclusive welcome bonuses upon signing up, or read our official reviews for more information on each casino site and their offerings.

Deposit options at Baccarat casinos

Our recommended casinos offer a wide range of banking options for players to make secure deposits, including reputable online payment services like VISA, MasterCard, debit cards, Neteller, Skrill, Paysafecard and more. However, many Internet baccarat players lean towards more traditional banking methods which, although they can take longer to process, offer certain freedoms you don’t get with most instant transaction options.

While credit cards, debit cards and e-wallets are all highly recommended for online casino deposits, they are usually subject to daily transaction limits that restrict how much money you can move at a time. Bank transfers and money wires don’t come with the same limitations. If you have an online banking account, consider the advantages of choosing bank transfers when depositing funds to your baccarat casino account so you can reap the rewards of high-limit betting.

Best online baccarat games

The best online baccarat casinos source their games from only the most respected software developers, which ensures high-quality gameplay, fair RNG (random number generator) performance and wagering limits to suit all types of players. Below are a few of our top picks.

Baccarat Pro Series

Whether you choose Baccarat Pro or its twin, Punto Banco Pro, you get the finest Net Entertainment has to offer. These top-shelf instant play baccarat games come loaded with smooth graphics, faultless performance and selectable bet limits that allow you to stake anywhere from $0.10 up to $1000 per hand.

Baccarat Gold Series
Available at all leading Microgaming casinos, Baccarat Gold features enhanced audio-visual displays and unparalleled interactivity among digital table games. Rich graphics and a $500 bet limit are the foundation, but the most unique aspect is the ability to simulate squeezing the cards – just like the high rollers do on the exclusive big baccarat tables at land-based casinos.

Baccarat Star
AppleJack Gaming’s Asian-infused baccarat game is as easy on the eye as it is to play. Inspired by the bustling punto banco rooms of Macau, the attractive yet frills-free interface makes for some of the cleanest, quickest gameplay around. Those who like to take a little extra risk in search of bigger rewards can also indulge in the Dragon Bonus side bet, which pays as much as to 30 to 1.

Live Dealer Baccarat

Live dealer baccarat brings the atmosphere of playing at a real casino right to the comfort of your own home. These live dealer games are hosted by real human croupiers and streamed to your computer in real time using high-def video technology.

The live format is ideal for those who want to enjoy the convenience of playing in their pyjamas, but without sacrificing the social element of facing a dealer within a bricks-and-mortar casino. You even have the option to chat with other players, opening the possibility of forming new friendships across the globe, or simply fuelling some friendly competition.

Most of the leading online casinos for Australians have live baccarat, which ranks alongside blackjack and roulette as one of the most popular live croupier options. Players can choose from a wide range of tables at our trusted live dealer casinos, which host some of the most sophisticated real-time gaming platforms on the Web.

VIP Baccarat Squeeze

Evolution Gaming leads the way for live dealer gaming online, and the quality of its baccarat selection is a big reason why. Our favourites are the Baccarat Squeeze tables, which exhibit all the elegance, ambience and immersive feel you could want from a real-time casino game. The video quality is stunning, as are the croupiers, while wide-ranging betting options allow for low-limit players and VIP high rollers alike.

Playboy Live Baccarat

If it’s the cheeky, flirty aspect of live online gambling that tickles your fancy, Microgaming’s Playboy Live casino games are right up your alley. How can you say no to sexy female croupiers dressed in the iconic kit of the Playboy Bunnies? While the table limits are adjustable, just like the other Microgaming live baccarat games, a $10 minimum bet makes this one best suited to players with a reasonable amount of coin in pocket.

How to play baccarat punto banco

All Internet versions of the game follow standard baccarat rules, also known as punto banco. The object is simply to predict which hand will draw the highest score: the banker or the player. ‘Banker’ does not refer to the house and ‘player’ does not refer to the bettor; rather, it’s the same concept as betting on either red or black in roulette. You can also bet that the two hands will tie with the same score.

The name ‘baccarat’ is old French for ‘zero’, which refers to the game’s unique scoring system:

Royals and 10s count as zero points
Aces count as one point
All other cards count at face value (e.g. Three = three points)

Only single-figure scores are allowed, so the first digit is dropped from totals of 10 points or more. For example: if the banker has Seven and Eight, the score is counted as five points. This means the highest possible total in baccarat is nine points.

Each hand is dealt two cards: first to the player, then to the banker, then player, then banker. If either hand has a ‘natural’ (two-card score of eight or nine), the hand is finished and the winning bets are paid out straight away. If not, the croupier may draw further cards according to a tableaux of specific rules for each hand. Bettors have no influence over this aspect of the game, so there is no need to learn the drawing rules by heart.

Winning player bets are paid at even money odds (1 to 1), while banker bets return at 0.95 to 1 (or 19 to 20) due to a 5% house commission. The tie bet is the most profitable, paying 8 to 1, although it is far less likely to win than either player or banker.

Tips when playing online Baccarat

While some dedicated players will argue about baccarat strategies, there is no foolproof plan to enhance your winning potential and, realistically, no way for a player to alter the outcome of the game. If you follow our simple tips, however, you can get more bang for buck and give yourself the best possible chance of taking home some cash.

Bet on the banker – Banker bets come with an unappealing 5% commission for the house on all winning bets, but players should not be put off by this. Rather, consider that the commission only exists because banker bets come with a house edge as low as 1.01%, and therefore better chances of winning than either the player bet (1.24%) or the tie wager.

Stay away from tie bets – High rollers and novices alike often get sucked in by the tie bet’s delicious 8 to 1 odds. The house edge is massive, however, favouring the casino by 14.36% in a standard eight-deck game. That figure becomes even worse with fewer cards in play, rising up to 15.75% in single-deck baccarat.

Quit when you’re ahead – This golden rule of gambling applies to any game you might find on the casino floor. If you’ve found yourself in even a slightly better position than when you started playing, you might consider congratulating yourself and walking away. Employ responsible gambling practices, only bet within your means and never chase losses.

Choose reputable online casinos – Always do your research before handing any cash over to a virtual casino operator. While online gaming is becoming safer and better-regulated every year, there are still a few cowboys out there giving the industry a bad name. We’ve done the hard work for you, so stick to the sites recommended by RealMoneyCasinoSite.com and enjoy the peace of mind in knowing you’re playing at a safe, secure and reputable gambling establishment.

For more tips and helpful guides for playing baccarat online, read the following:

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